Narendra Modi’s BHIM vs Paytm: Which is superior

PM Modi discharged the BHIM application  few days ago to advance computerized exchanges in the nation. The application enrolled 3 million downloads on Android’s Play Store inside 4 days of its dispatch and has crossed untouched prevalent applications like WhatsApp and Messenger to achieve the main position in Top Charts. Being in it’s beginning stage, the application is confronting a considerable measure issues managing the remarkable fame.

How about we discover how the application passages against the other prevalent e-wallet, Paytm.

Interface

BHIM – BHIM application has the best interface among all E-wallets and UPI applications. Engineers have embraced insignificant interface for this application. The shading blend they picked is awesome. The home screen of the application has three blue tiles for the choices on a white foundation. You can get to every one of its elements from its home screen. The in-application card-like moves likewise look delightful.

Paytm – The interface of the Paytm is a tad bit scattered. In the event that you need to pay for a particular administration in Paytm, you need to burrow around to discover the choice. It will require some investment to get used to with the interface of the Paytm. One thing I should state that the designers of the Paytm have figured out how to make the application lovely. Indeed, even subsequent to having an excessive number of alternatives recorded, the interface looks eye-appealing. Paytm has utilized the symbols flawlessly.

Mobile Wallet

 Paytm utilizes its own wallet which should be revived as often as possible. It can be revived by means of Netbanking or credit/platinum cards.

BHIM does not spare cash in an e-wallet but rather exchanges cash starting with one ledger then onto the next by simply utilizing the bank data and telephone number.

Security

Since the application is sponsored by the Indian government there is a superior suspicion that all is well and good while utilizing the application. BHIM utilizes three levels of confirmation, one between the telephone and application, second between the application and the bank and the third amongst bank and the telephone.

Then again, Paytm is a private firm however it has been in the e-wallet industry since the year 2010 and is very much familiar with the issues and capability of this industry.

Ease of use

Paytm has experienced different upgrades and bug fixes which makes the interface a great deal more smooth and easy to use.

BHIM then again is reeling with bugs and periodic accidents. When it crosses this getting teeth stage, the application may turn out to be much less difficult to use, in contrast with some other e-wallet in the market.

Accepting the legislature will inevitably discharge overhauls to settle the accidents and bugs, BHIM’s rearranged approach towards portable managing an account can help Indians get past this demonetization stage with somewhat less inconvenience.

Features

BHIM – BHIM application is predominantly an UPI application. It contains all the UPI administrations, for example, sending and asking for cash. NPCI is likewise wanting to include unique finger impression and Aadhaar based installments in BHIM. Right now, BHIM has underneath components
 Send Money – Sending cash is the fundamental element of the BHIM application. You can send cash utilizing recipient’s VPA (Virtual Payment Address) or versatile number. NPCI has likewise presented sending cash utilizing IFSC and record number with the last redesign.

  • Request Money – BHIM app also has the option to request money. You can request money to the person who has activated UPI in his/her account. This option becomes handy when you want to borrow some money from your friend.

 Other Features –

Scan & Pay

Generate QR Code

Check Account Balance

Paytm –

  • Make Payments – You can make installments additionally with Paytm. Be that as it may, these installments are restricted to Paytm clients. You can not pay anybody on the off chance that he/she is not utilizing Paytm. Not everybody utilizes Paytm so this element is not as helpful as BHIM’s send cash highlight.
  • Book Hotels & Flights – Paytm likewise has choices to book hotels, flights, film and prepare tickets. BHIM application does not have these choices. That is the reason BHIM is simple and quick.
  • Cashback Offer – Paytm gives excessively numerous cashback offers. Most cashback offers are just material to the installments utilizing wallet cash. What’s more, I have as of now let you know that the cash you include or get in your Paytm wallet is not protected. Then again BHIM doesn’t give any cashback, be that as it may you can participate in the fortunate grahak Yojana and Digidhan Vyapar Yojana by utilizing the BHIM application. Government is giving every day offering 1000 to 15,000 individuals under this plan.

Not A Time Pass, It’s Creatively Leisure Mind

This is when you are creative and you know when you pen down the words exactly as they are rolling inside your innovative brains.

Well, we all have those double meaning or an alternatively sarcastic conscience that goes way up and sometimes, way down the original definition. This is my level of the oscillation. Haha 😀

1.Religion: A word which suggests peace, not a piece.

2.Cast: Unite people separately.

3.Success: When your critics’ applause for your work.

4.Failure: When you accept it before the result.

5.Friendship: When you allow someone to hack your life.

6.Enemy: A person who teaches you perfection.

7.Work: A practical thing which can be done by emotions.

8.Celebrity: A person who act well in real life.

9.Hero: A person who does good work in real life.

10.Love: A state of trust when two people can exchange their FB passwords.

11.Hate: Occurs when you love someone by the mind.

12.Acting: A thing which must be done on screen only.

13.Feelings: Connecting people faster than NOKIA.

14.Strength: When weak help stronger one.

15.Weak: A person who bare injustice or ignore justice.

16.Happiness:  When unknown becomes known & happy because of you.

17.Respect: When others admire you without intention.

18.Proud: When others start meaningful talking about you.

19.Shame: When you are alone in your last days.

20. Faith: When people follows you by heart.

6 Best Photo Editing Apps to Enhance Your Social Media Profile Pics [New]

Social media is a vast sea of different content, which is a double edged sword. You can communicate with people, discover new amazing content, and even go viral. However, since social networks are teeming with content, it is also possible for your posts to simply get lost or get trampled with other posts.

Luckily, there are ways to ensure that your posts have higher visibility, and get noticed. One way of increasing their popularity, is by simply boosting your posts, and they will be featured on many news feeds. This is not such a bad idea, because you’ll ensure the important announcements are seen by your target audience.

Another way of boosting visibility is by having better photos. Photography is quite important nowadays, since buyers can be influenced to purchase a product based on the package, cover, or online photo. Also, if you need to get noticed in general, and gain more followers or subscribers, having high quality photos is definitely a good thing. Here, we will discuss how to create photos for social media profile pictures, or to be precise, which apps to use in order to create a better profile photo.

Adobe Photoshop Express2

We all know about Photoshop for PCs or Macs, but there are also versions that can be installed on your Android or iPhone. Photoshop is one of the most famous photo editing tools for a reason, and if you need reliable software for editing your images, then you cannot go wrong with Photoshop.

It has many different features one of which is called Photoshop Mix which allows you to combine many different pictures into a single image. This can be really useful for creating an interesting profile photo for social networks.

Aviary

Aviary is an app that allows you to tweak out minor details on your picture and turn it into a more attractive one. By using this app, you can apply over 1500 different effects and also apply different filters. Furthermore, you can use the app to whiten the teeth in the images, erase blemishes, fix baggy eyes or zits, etc.

This can be really useful if you want to have a pristine face and look more professional in your photos. Business owners and those who want to look beautiful in their photos should get the Aviary app as soon as possible.

Prisma3

When it was released on Android, Prisma had so many active users that the servers could barely work. It was so popular and good that it caught on like wildfire, and the user base was large in numbers from the very beginning.

Prisma allows you to turn your photos and videos into images that resemble artistic paintings. The filters that are found are inspired by styles of Picasso, Munk, Van Gogh, Levitan, etc. It has over 30 styles and new ones are added with each update, and many people actually use it to create a quality profile picture for their social media accounts.4

Repix is another photo editing app with a large base of users. In fact, more than 15 million people are using Repix to manipulate images. It has over 25 effects, brushes, and it has 16 filters; additionally, there are more than 10 frames in the app to add more fancy effects for your profile image. Lastly, there are editing tools for brightness and saturation, which can help you flare up the images and make them more noticeable.

PicsArt

PicsArt is another photo editor that went viral and received huge number of downloads. It was downloaded over 300 million times, and it is because it contains myriad of useful options. You can edit photos, make collages and even draw. It is created for sharing images on social networks so it already has in-built sharing features. Like with other tools, you have filters and brushes, lens flares and also speech bubbles to make the editing process more interesting and to give you more options. It is a free to download app, so make sure you find it and check it out.

FaceTunen

As far as profile pictures are concerned, FaceTune is definitely a must. The app is designed with the purpose to help users improve and enhance the quality of their selfies and portraits. You can use the app to widen your smile and brighten your teeth so that you can also remove pimples and blemishes. Moreover, dark circles underneath your eyes will be a thing of the past, and you can also remove red and white-eye effects from any image. In addition to these features, FaceTune can be used to change your hair color in the image, or to fill bald patches. You can even tweak or tune your nose and jawline and apply makeup.

It goes without saying that there are many different tools and filters for camera that can help you with your profile picture. We have selected these due to their reliability, user friendliness, and large user base. Of course, these tools can only get you so far, and since a lot of people are using them, sooner or later your images will lose their uniqueness. If you want to truly stand out from the crowd, you will need to do more professional editing on your photos rather than rely on what is presented on the surface of these apps.

Female Protagonist. Who is She?

Indian Cinema has dramatically modified its crux in the case of leading roles in the movies. Yes, it all began with Lajja when the discrimination to women was showed in the most sarcastic way, then it flowed consistently with Chameli, Page 3, Chak de India, Highway, Mardaani, Mary Kom, Queen & much more. The critics & viewers adored these movies like anything because every movie with the female protagonist has its fantastic theme to showcase the current trends/cultures/traditions/psyche.

I would surely salute to the directors of these movies who took the risk to make such different concepts movies & made the Indian people aware about the fanciness & streams flowing in our country.

Each protagonist were allotted specific theme based role so as know about that particular genre i.e. Chakde India showed how Indian women can play hockey too & is capable of even winning it, Mary Kom depicted the struggle of a woman but the firm determination lead her to the success.

So it feels good to watch a movie with a purpose than to pass 3 leisure hours in a cinema.

And personally speaking, such genre movies should be filmed more & more to balance the gender discrimination (which is still in many parts of our country) in India.

Women in India are seen as a ’ housewife’ or ‘No Job Doer’ which makes no sense at all as they have their own capabilities, creativities, skills & potentials. They too are ambitious & want to glitter like gold in the modern era.

Women too need idol for their dreams & such movies gives them the ‘Ideal Idol’ to follow (Kind of Role Model). Hats off to the Actress like Priyanka Chopra, Kangana Ranaut, Rani Mukherji, Alia Bhatt. They played their fiction role precisely. They truly describe the original form of the female protagonist.

The short conclusion or brief commentary about this be as “Women & Men were born equal & will die equal so why the intermediate stage is unequal?”

A Short Story: Baap-Beti

Updated/Edited on 28th June, 2024: This is one of the most-read blogs on my website. Thank you so much for showing so much love to this post. I feel grateful (Joining Hands Indian Style). I am an independent verified SEO writer, best-selling author, reliable ghostwriter and personal branding expert who helps entrepreneurs and startups nurture their online/digital presence. Guaranteed results in SERP (Search Engine Results Page). Lead Generator via LinkedIn. See my portfolio here and follow me on socials: www.linktr.ee/sarkhedibhavik Thank you. Because of your love to my reading, I have been featured in The New York Times, Forbes, Entrepreneur, Huffingtonpost and my work got a humble place in The Quint, Times of India, DNA. Keep reading informational blogs. Keep sharing. Reach out to me for any feedbacks and suggestions on content writing, personal branding and digital marketing 🙂 🙂 I am all ears. Also, I do 1:1 consultation if you are interested

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It was still dawn when I stepped out of the cab and walked towards the entry gate of the Delhi airport. The early morning February air was pleasantly cold.

I was travelling to Bengaluru to attend a college friend’s wedding. It had been four years since we graduated from the same college. This wedding was also going to be a reunion of our batchmates. But what I didn’t know was that the reunion would begin much ahead of time; right in the queue in front of the airline counter.

I was almost sure it was she. Same height! Same long hair! Same complexion! Curiosity had my eyes glued to her. And then about 60-odd seconds later, when she turned, she proved me right. My ex-girlfriend stood two places ahead of me in that queue. We had never met after the college farewell.

Suddenly announced Flight Delhi-Bengaluru is delayed for 2 hours. Everybody exclaimed, “Oh Shit!” But I was like “Oh Yes!”

They were struck panic and unusualness prevailed among them, she was obviously the one among them. She came to me and said “Oh my God, Bhusan!”

Her voice was same I reckon and went low before she could speak more. I felt nostalgic to the euphony of her coquettish looks. I knew that she must be reminded of what happened at the college farewell. I asked her without wasting a second, “Are you going in Sushant’s wedding?” She replied affirmatively.

The more I was overwhelmed the less she seemed enthusiastic. It was obvious as she married just after the graduation and our sudden break up absolutely changed my life. To my surprise, she said, “Let’s go grab a cup of hot coffee nearby.” I smirked and there was no chance I could resist to that favor. I started following her and midway called a boy of age 5 to pinch me & when he did it, I howled, ”Ah, it’s real!” She turned back and said, “Yes, it’s real, now come on.”

She didn’t obviously miss me as she was happy with her hubby Parthik. Parthik, tall and smart, kind hearted and wise, loving and benefactor, was a gentlemen and a dream guy for any girl. He came from nowhere and demolished my destiny and screwed me up. Before I could say anything, she looked at me saying, “Oh I know whenever you get confused you don’t have words right, Mr.author? Or should I say ‘Script Writer’ or other designations you have been honored with recently?”

I was stunned as I felt like she had been observing my life since last 4 years. I felt relaxed when she put her hand on my shoulder. I, then taunted, “Durga, do you recall how dumb I was when I entered into the college?”

“Yea, your roll no.6 proved to be the curse for you to add insult to your injury as you were called Mr. Six….”

“SHHHHH”, I interrupted her “Ya, ya, I know that, it was not a big deal, you should remember that because this was the only thing that led to  …”

“Ok Ok..” she stopped me by placing her finger on my lips. She kept quiet as she exactly knew what I was feeling at that time.

The 10-sec weird pause was broken when I busted laughing and repeating “69, 69, 69..”

She started tapping repeatedly on my elbow with the paper she had in her left hand. Yes her roll no was 9 and the comely jetpur girl was teased with me as the weirdest sexual position. I was slowly commemorating our anecdotes of our college. In fact, she too was dumb as I was but having fair complexion, she somehow managed to allure couple of boys from my class. The 69 was more famous when once the class came to know that we both were from the same town. Unluckily, I too knew that fact the same day. I obviously didn’t like her there was something in her that was pushing me to her.

“Wake up, Bhusan! What are you thinking again and again? Do you still remember everything?”

“Well, I can write another book on it”

I cracked a joke that was certainly redundant at that moment.

She curiously asked, “Hey, how’s your novel ‘Will You walk a mile?’ performed?”

I said,” It flopped like the first one ‘The Weak Point Dealer’; it was obvious.”

“Oh bla bla, Mr. Pessimist, I know your empathy shut up. I shouldn’t have asked you that question.”

“I remember each and every bit of the college instants from the moment I hold your hands when I got dare in the class to your eye twitching prank you did to me as your revenge. I was neither a miser nor a spendthrift but I bought enough gifts for you”, I confidently assured her my memories.

“Of course, the only reason you were affable to me was to come close my friends: Aditi, Nidhi, Shrea…”

“Khusbu, Jahnvi, Pooja,.. “

“Outta buoy, now Mr. Writer is talking. Well, now am I gonna be the victim of your boring philosophy?”, she quirked.

“Yes, you will have to tolerate it, jaadi (fat girl)”, I teased.

She went angry and grinned her face, saying, “I don’t want to listen anything.”

Yes I was an admirer of ontology and a typical philosopher in my college. The only talent I grabbed from my father. His ‘Reality of Life’ theory had an epic length when he taught me which included worldly affairs, emotions and morals. It lasted till I left home in 2004 for higher education.

“Hey jaadi, I impressed you with my philosophy. Remember the elocution speech I gave on Anna Hazzare?”

“Ya, students booed you.”

“Obviously, but someone got impressed, I guess.”

That’s right. I impressed her like anything as Durga had been devoid of father’s love in her childhood and adolescence. She craved for that love, care and sentimental words which usually is fulfilled by father but he, being orthodox and conservative, couldn’t satisfy her daughter’s need to nurture her effectively. This was the only reason she adored my speech, philosophy and theories I would recite to her.

We started meeting in canteen, library and the only scene people would see would be: An elaborative, boring speaker and a quiet, calm listener. I would be talking and telling fables and chronicles for hours and she would hear it like a baby. It would have morals, life lessons and principles attached to it which she would have to follow and obey accordingly when applicable. She would have to pass the practical tests of mental quotient I would take to eradicate her ochlophobia-the fear of crowd.

Since 69 had chewed and so in the 3rd year ‘Baap Beti’ was the pen name given to us as we definitely never had any physical relations so we kind of justified the title. We were absolutely pure by heart and soul because just like a father loves her daughter and cares for her, I did the same to her. I had a penchant for her. But she considered me toady at first then my veracity was seen later to which she was attracted to. Yes, I became her Paragon and ‘First Love’. Yes she fell in love with me in the 4th year. It was too late.

Seeing her texting in the phone, I asked promptly, “‘Is he your husband? Where is he? How is he?”

“You are all same, Bk. Same old possessive. Yes, he will meet me directly at Bengaluru airport. He went to buy a car for us.”

For some reasons, she excused me to go to wash room.  May be, it was time for the tears and I directly went into the flashback of the farewell day. I tried arduous to forget the day but somehow my brain didn’t.

“Ladies and Gentlemen, the next contestants are ‘Bhusan and Durga’ for her speech ‘Baap-Beti’”, announced the host.

I still exactly remember it word to word, it was…..

Growing I see you, getting your naïve wings

Nurturing I do you, making your lips sings

I know that I’m your first love

But I fear that you will lose me one odd day

I’ll love you more and more, teach you more again

Till you wings become mature to fly high

Solitary and independent, dauntless and risk-free

From the sky, you will see me waving but

I won’t be able to reach you because you will be with your king

I will be bound by an invincible and invisible ring

I just pray that you don’t fall and you don’t break

I am worried that you might forget me and my lessons

Insentient of whether you will survive or not?

Confused about my ethics and moral I said

Was it right or was it so wrong?

Have I lied about the sinful world?

Or Have I spoke truth about the earthly paradise?

I knew that she would be reciting her part in the washroom with tears rolling in her eyes as….

From the skies, lovely and high

Yes, I remember everything you instructed me

No, I can’t forget anything you taught me

I know you adored me too much and may be

I have left you abandoned apparently

But I’ll be with you and your lessons forever

I promise to obey the principles of good and abysmal

And the unforgettable morals it had

How can I draw a blank on that?

I have got wings and it feels so good to fly

Too high and higher in the sky

With my prince who is loving and endearing

I intuited that you wouldn’t leave me to an unfit hand

He loves me same as you

But I don’t compare because you warned me never to do so

Oh, he too follows me about the things you told me

We feed the dogs and cows in the dawn

Assists the aged to fulfill their needs

Donates to orphanage to assist their necessities

Feel the first rain and rays of the sun

Open window to touch the gentle breeze to my ears

Stops at the long highway to see the horizon

And feel the beauty of nature

The sunsets and as you always recites

Someone is watching us from everywhere

But, yes now I fly alone and independent because

I know the strongest lesson you taught me was ‘Separation’

I murmured her part of the speech on the table waiting for her to come but again went in the flash back of 2010 when everyone applauded our theme song. I couldn’t sigh but kept looking at her holding hand tightly because I knew that that was the realistic poem for me. That day, she completed my dream of becoming famous in college. Without her-the greatest listener, I wouldn’t have flourished and spilled my emotions out.

Everyone shouted, “Baap Beti Rocks, Baap Beti Rocks.”

She thrashed the washroom door and came to me with her eyes red and half soaking, “I remember what you said when I asked you whether to marry Parthik or not, idiot.”

I went to the flash back again when on the last day of farewell she asked me to give the biggest favor of life. She was about to marry a guy but she wasn’t sure of judging him. From the details she gave me and the information that she had, I assured her saying, “Durga, I know that we love each other and our love is different than others. I know that I am hitting an axe on my legs but I think he is the guy I would try to be in the next 4 years. Better not to waste this precious 4 years and go hold his hands.”

I precisely remember that I held my hand on her head, just like a father blesses her daughter that he only wants his angel happy no matter what the circumstances are.

Sawing her tears falling on the table, staring at me speaking something but I was in the middle of 2010 and that day, at an intersection of that day and today. Like I was listening to her but not getting anything what she was actually until she hold my hand and said, “Seriously, Bhusan. I can’t forget your limerick or what you did to me was just unimaginable and I have news for you which only I and Parthik know that I am going to be a mother soon.”

I was neither surprised nor shocked but blur and distorted for a millisecond but before I could say she said, “He is going to be the father you were before 4 years.”

It seemed like my words had taken the form of a sculpture of an angel who was standing near me, who made my journey of life special and now made it more special confessing those lines to me.

The noise came “Passengers of Delhi-Bengaluru are requested to board. This is the last call.”

I asked her seat no. and obviously, she was in the front row while I was in the second last.

“We are not here together too.”

Before I could step down the stairs from the plane, I saw her hugging Parthik and cherishing their love. I remembered the strongest lesson I taught ‘Separation’ was the weakest for me that time. She never looked back after she left me in college neither was she looking at me while I passed near her.

6,69, Baap-Beti, Bk, The Weak Point Dealer, Will you Walk a Mile, Fame, Maturity and the understanding of life was only because of her but she was meant to leave me as per our story and she did. What I forgot was to plot the part of the story after the daughter leaves?

Love took birth from a mystery

It hid or died in some history

We sometimes go with the flow

Many times differs from it

Either way, we are a loser

Going with the flow makes you common

Differing makes you isolated

I decided to abandon the trip further, texted my friend, “Sorry, almost reached to the closest, but had to cut the trip to move away to farthest, hope you understand.” I know that he will definitely understand when he will see both in his marriage.

This sojourn will stay life time as I again failed to reckon the nature of my ontological intuitive principles. She definitely prove to be a pragmatist, I was the one who was quixotic. I failed in deceiving my soul again as my naïve approach has been more disdained. My story was unlike any warrior, or any stud guy of college or a pauper who fell in love with a rich and beautiful girl or any extravagant climax or tragedies; it was just a mere documentary of a realistic view to create a portrayal of a relation which can be quoted as ‘The Reality of Life’

…….Because all love stories doesn’t have girlfriends and boyfriends; some have a father and a daughter.